Malawi’s economy depends predominantly on agriculture which mainly consist of subsistence farming. When selling commercially, most agricultural products are sold at low prices locally, and mainly monies realized from such sales are only enough for buying small household necessities like sugar, salt, clothes, and detergent. This is because most of them have no capacity to produce more quality crops and add value to them, to penetrate both local and international markets. Most farmers also have no access to financing.
Investing, growing, and benefiting together; that has become a victory song for thousands of ultra-poor Malawian women who are achieving economic gains through  a self-help initiative called Village Savings and Loans.
Globally it has been recognized that entrepreneurial development is one of the most effective tools for ending poverty and achieving sustainable development in any economy. Women have been described as an integral part of this development. Women-owned businesses are steadily growing across the world, contributing to household incomes and national economic growth.